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Protecting What Matters Most: Health & Business Insurance Solutions for Independent Professionals

Navigating the complex world of health and business insurance can be daunting, but it doesn't have to be. I help self-employed professionals, small business owners, independent contractors and their families secure affordable, quality health coverage, ensuring you have the care you need when you need it most.

ACA Marketplace Insurance Plans

  • Access plans through Healthcare,gov ( or your states exchange)
  • Guidance on eligibility for premium tax credits (subsidies) and cost sharing reductions to significantly lower your monthly costs.
  • Expert assistance during Open Enrollment and Special Enrollment Periods

Independent Contractor Professional Insurance Plans

We understand the specific risks faced by Independent Service Professionals,

  • Professional Liability (Errors & Omissions E&0)
  • Cyber Crime Insurance : Protect your clients data

Small Business Insurance Solutions

  • General liability Insurance
  • Professional Liability ( Errors & Omissions =E & O) Insurance
  • Workers Compensation Insurance
  • Commercial Umbrella Insurance and more..



Who We Serve: Our Valued Clients

I take pride in serving a diverse and dynamic community of small business professionals and their families. While my clients come from all trades and industries, we specialize in understanding the unique insurance needs of :

  • Artisan Contractors (e.g. Plumbers, Electricians, Carpenters and Landscapers)
  • Independent Contractors & Consultants: (e.g. Marketing Consultants, IT Freelancers, Graphic Designers)
  • Attorneys & Legal Professionals
  • Small Retail Business ( 1 location ) (e.g. Boutiques, Gift Shops & Bakeries)
  • Small Restaurants (e.g.  Cafes, Bistros , Delis)
  • Property Management (1 location)
  • Hair & Nail Salons (1 location)
  • Accountants & Bookkeepers

Why Choose Agent Kim Chandler

Independent Advantage: I work with a diverse network of trusted carriers, giving you access to a wide range of options. 

Personalized Solutions: I take the time to understand your unique health needs and business risks to recommend truly tailored coverage.

Expert Guidance: No cost to you: our professional consulting, plan comparisons and enrollment come at absolutely no fee or cost to our clients.

Simplified Process:  We cut through the jargon and paperwork, making insurance easy to understand and manage.

Dedicated Support: I am here for you beyond enrollment - for questions, claims assistance and policy reviews. Ready to Get Started?

Contact me

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