Home Rebuild Cost Estimator - Affordable Health Insurance

Home Rebuild Cost Estimator

Estimate Replacement Cost

This tool estimates the replacement cost of a home using a square-foot method, adjusted for quality, age, roof type, finish level, and optional features. For educational use only — not a professional appraisal.

Property Inputs

Total heated square footage

Basement square footage (0 if none)

Base cost per sq. ft. (local avg)

Quality of construction

Number of stories

Age of home (years)

Code upgrades required?

Roof type

Interior finish level

Extra Features

Estimates include a 15% allowance for demolition & debris removal. Real costs vary by market conditions, labor, materials, site access, and code requirements. For insurance purposes, consult your carrier or a professional appraiser/contractor.

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Disclaimer: The calculators provided on this website are intended for general informational and educational purposes only. Results are estimates and may not reflect actual premiums, wages, or replacement costs. These tools do not replace professional advice. For personalized insurance, salary, or property guidance, please consult a licensed professional. By using these tools, you agree that no liability is assumed for decisions made based on these estimates.