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Health Insurance: Your Path to Financial and Medical Security

Navigating the world of health insurance can be complex, but finding the right coverage is one of the most important decisions you can make for yourself and your family. Health insurance helps you manage the costs of doctor visits, prescriptions, hospital stays, and emergency care, protecting you from unexpected financial burdens.

We're here to simplify the process and help you find a plan that fits your needs and budget, whether you need comprehensive coverage or extra protection for an existing plan

Comprehensive Health Insurance Plans

For individuals and families who need full coverage, we offer a range of comprehensive plans, including those available through the Affordable Care Act (ACA) Marketplace. These plans are designed to meet your essential health needs and include key benefits such as:

  • Preventive Care: Annual check-ups, screenings, and immunizations, often at no extra cost.
  • Emergency Services: Coverage for emergency room visits and ambulance services.
  • Hospitalization: Inpatient care, including surgery and overnight stays.
  • Prescription Drugs: Help with the cost of medications prescribed by your doctor.
  • Maternity and Newborn Care: Coverage for services before and after birth.

We'll help you understand important terms like deductibles, copays, and out-of-pocket maximums so you can make an informed choice and feel confident in your coverage.


Ancillary and Supplemental Insurance

If you already have major medical insurance through your employer or another source, you may still have gaps in your coverage. Ancillary, or supplemental, insurance can help fill those gaps and provide an extra layer of financial security. These plans are designed to complement your existing coverage by paying for costs that your primary plan may not.

  • Dental Insurance: Covers routine check-ups, cleanings, and more significant procedures like fillings and root canals.
  • Vision Insurance: Helps with the cost of eye exams, glasses, and contact lenses.
  • Critical Illness Insurance: Pays a lump sum if you are diagnosed with a covered critical illness, such as a heart attack, stroke, or cancer. You can use this money for anything you need, from medical bills to household expenses.
  • Accident Insurance: Provides a direct cash benefit to help with the costs that result from an accidental injury, such as emergency room visits, hospital stays, and physical therapy.

Why Choose Our Insurance Solutions?

We partner with a wide network of leading insurance providers to offer you a variety of options. Our goal is to simplify the complex world of insurance, guiding you toward a solution that provides the best protection for your unique situation.

Ready to explore your options? Get a free, no-obligation quote or schedule a consultation with one of our expert advisors today.

Why Choose Agent Kim Chandler

Independent Advantage: I work with a diverse network of trusted carriers, giving you access to a wide range of options. 

Personalized Solutions: I take the time to understand your unique health needs and business risks to recommend truly tailored coverage.

Expert Guidance: No cost to you: our professional consulting, plan comparisons and enrollment come at absolutely no fee or cost to our clients.

Simplified Process:  We cut through the jargon and paperwork, making insurance easy to understand and manage.

Dedicated Support: I am here for you beyond enrollment - for questions, claims assistance and policy reviews. Ready to Get Started?

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